Manulife – “Best Maternity Insurance Plan for Mother and Child”

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Focus on the joy of your pregnancy journey and arrival of your new baby with ReadyMummy.


Mummies who conceived naturally and through assisted methods. ReadyMummy is a 3-year maternity plan1 that provides protection for the expecting mother from as early as 13 weeks into the pregnancy and the child from birth, to policy year 3. This is also the first plan of its kind to include psychotherapy treatment as part of its coverage, providing new mothers with mental wellness support.


You will be covered with the following benefits:

Pregnancy Complications

Covers the mother against 14 pregnancy complications at 100% of the sum insured, including miscarriage due to accident.

Congenital Illnesses

Covers the child against 24 congenital illnesses at 100% of the sum insured.

Daily Hospital Care Benefit

Offers the mother and child daily cash benefit at 1% of the sum insured for each day of hospital stay (up to 30 days).

Gift of Protection for the Child

Option to buy any eligible whole life plan2(s) offered by Manulife (including the rider that covers early-stage critical illness) with no health questions asked. Only valid if the purchase is within 90 days from the birth of the child.

Mental Wellness

Covers the mother for psychotherapy treatment3 at 10% of the sum insured.

Outpatient Phototherapy Treatment4 Benefit

Offers 1% of sum insured for each day of rental of a phototherapy machine for the child (up to 10 days).


Covers the mother and child against death at 100% of sum insured.

Pregnancy by Assisted Conception Procedures

Covers Pregnancy by In Vitro Fertilisation (IVF), Intrauterine Insemination (IUI) and Intracervical Insemination (ICI) with additional premium.

Download ReadyMummy brochure <here> for more information.


Preparing for the arrival of your child can be a very exciting yet uncertain time for parents-to-be. You want the best for your child in every possible way, from day 1. In the pursuit of perfection for your little one, however, mummies-to-be may overlook your own emotional wellbeing during pregnancy and after childbirth, possibly resulting in prenatal depression or postpartum blues.

Manulife ReadyMummy is the first maternity plan to include psychotherapy treatment3 as part of its coverage beginning in the 13th week of pregnancy. It provides mental wellness support to all new mothers, who may be unprepared for the emotional challenges of pregnancy and the first few weeks of motherhood right after childbirth.

Mothers who conceived through assisted methods such as In Vitro Fertilisation (IVF), Intrauterine Insemination (IUI) and Intracervical Insemination (ICI) can also be covered under ReadyMummy with additional premium. Furthermore, within 90 days following childbirth, parents have the option to purchase any eligible whole life plan(s)2 offered by Manulife (including the rider that covers early-stage critical illness) for the child with no health questions asked. This is your first step towards giving your newborn child the gift of protection.

With ReadyMummy, Manulife ensures that new parents start this wonderful journey of parenthood with more confidence and less anxiety.


Click here to learn more about Manulife ReadyMummy by scheduling for a no obligation chat with their financial consultant.


Terms and conditions apply, please refer to the policy contract for definitions of covered conditions.

1. This plan covers up to 2 biological children born from a single pregnancy; and singleton pregnancy (only 1 biological child) from assisted reproduction techniques without complications. Only 1 maternity plan is allowed for each pregnancy.

2. Eligible plans offered are LifeReady Plus (ReadyMummy) policy, with optional choice to attach Early Critical Care Rider (II) and/or Critical Care Rider (II), subject to terms and conditions of the plans and any other conditions as stipulated by Manulife.

3. Upon diagnosis of Major Depressive Disorder (MDD) or Generalised Anxiety Disorders (GAD), the mother must have been on medication prescribed by a registered psychiatrist and undergoing regular psychotherapy treatment, for at least 6 continuous months.

4. Applicable for phototherapy treatment for baby due to severe neonatal jaundice, where rental of the phototherapy machine is required.

Important Notes

ReadyMummy is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary. Buying a life insurance policy is a long-term commitment. This policy has no cash value. Buying health insurance products that are unsuitable for you may affect your ability to finance your future healthcare needs.

This article is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites ( or

We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors before making a commitment to purchase a policy.

Information is correct as at [08/04/2022].



Contact: 6833 8188 (9am-6pm, Mon-Fri except public holidays)