Best Maternity Insurance Plan For Mother and Child

Manulife ReadyMummy has bagged the Parents World: “Best Maternity Insurance Plan for Mother and Child” for the fourth consecutive year. Manulife does not take this recognition lightly as it is working relentlessly to ensure that new parents can start the amazing journey of parenthood with more joy and less anxiety.

Embarking on the journey of becoming new parents, with the arrival of your little one, is an exhilarating one, filled with excitement and joy. All parents want to be as prepared as possible on this journey so they can provide and care for their new born baby in the most secure and loving way. This, however, does not happen by chance. How would you prepare for this responsibility of having a new baby and being a new mother?

Manulife’s ReadyMummy Maternity Insurance plan takes care of your needs for a worry–free parenthood.

This 3-year maternity plan starts as early as 13 weeks into the pregnancy and protects the mother against 14 pregnancy complications at 100% of the sum insured, including the unfortunate event of miscarriage due to accident. Should the baby also suffer from any unfortunate illness present from birth, this plan also covers it, from birth to policy year against 24 congenital illnesses at 100% of the sum insured. This provides peace of mind for the soon to be mother and allow her to indulge more during the pregnancy journey.

In the event that mother or child needs to be hospitalized for any medical condition, this plan also protects both with a daily hospital care benefit of 1% of the sum insured for each day of hospital stay, for up to 30 days, thereby lightening the financial load for new parents. In addition, should your baby have raised levels of bilirubin or jaundice and require treatment of phototherapy, ReadyMummy offers outpatient phototherapy treatment at 1% of sum insured for each day of rental of the machine, up to a period of 10 days.

Perhaps the most unique feature of this plan and that which sets it apart from other plans, is that it is the first of its kind to cover psychotherapy treatment to provide mental wellness support for the mother. Being a first-time mother can be overwhelming and daunting and mental wellness can often be overlooked as an important pillar of a mother’s well-being. In Singapore, a senior head at Kandang Kerbau Hospital (source: healthxchange.sg) states that depression affects about 6 to 8 per cent of postnatal women in Singapore. Apart from having gone through a physically transformative and stressful process at birth, hormonal, emotional and psychological factors also come into play which count toward a new mother’s state of mind. Many new mothers feel lost and are afraid to seek help and this is where ReadyMummy provides additional mental wellness support for new mums as the plan provides coverage for psychotherapy treatment at 10% of the sum insured.

Should there be an untimely demise of either mother or child, ReadyMummy also offers coverage at 100% of sum insured.

ReadyMummy also provides coverage for mums who have conceived through assisted procedures such as Vitro Fertilisation (IVF), Intrauterine Insemination (IUI) and Intracervical Insemination (ICI), at an additional premium.

For all of life’s uncertainties, ReadyMummy Matertinity Insurance plan provides security, stability and peace of mind as it takes the guesswork out of choosing the right coverage and protection for you and your child. Parents can also buy any eligible plan for their child within 90 days from birth with no health questions asked. With comprehensive coverage, you can be sure to breeze into parenthood with confidence, joy and excitement!